Low-Cost EMI

Credit Card EMI Supported Banks

Debit Card EMI Supported Banks

How It Works

1. 1Enter the Phone Number and click Continue.
2. 2Select EMI as the payment method.
3. 3Select the EMI option where Low Cost EMI is available. If the amount entered in the Checkout is eligible for the discount, all the applicable EMI options are shown.
4. 4After customers select this option, all the applicable plans the card issuer provides are displayed for the entered amount.
5. 5Choose the EMI tenure and click Continue.
6. 6They enter the relevant details and choose if they want to save this card as per RBI guidelines or pay without saving the card. After the successful payment, Razorpay redirects customers to your application or website.

Terms & Conditions

• •Low-Cost EMI is applicable only on participating banks and products.
• •Interest rates are partially subsidized; exact savings vary.
• •The EMI amount and tenure are displayed before confirming payment.
• •Refunds or cancellations depend on EMI reversal as per bank rules.

For general website terms, please visit our Terms & Conditions page.